AI workflow and analytics platform for lenders.

Make faster and more accurate underwriting decisions with trusted data.

Powering the best digital lending experiences in the world

Automate financial decisions with unmatched speed and precision

The premier engine for cash flow and income-based underwriting

Transform documents and digital data into industry-focused credit analytics, enhanced by a unique data advantage.

Vertical solutions

AI optimized for perfect document understanding

Regulatory-grade data capture and fraud detection, specializing in bank statements, pay stubs and tax forms.

Consumers demand fast responses, but underwriting mistakes are expensive

68% of borrowers abandon credit applications mid-process

$7,598 in labor costs for every mortgage

56% of non-bank lenders fail within 10 years

Ocrolus helps you run a more profitable and scalable business

Delight borrowers with real-time experiences, boosting conversion

Reduce and simplify costs with outcome-based unit economics

Say YES more often to borrowers who pay back

Accessible via API & Dashboard

Delivered directly into existing customer workflows with integrations into Loan Origination Systems.

Testimonials

Jesse Goldman, Chief Operating Officer at Fora Financial

“Ocrolus has helped us adapt to increasing loan volume while minimizing growing pains. Turnaround times for data extraction were reduced to under 15 minutes, which has helped Fora provide loan decisions within 4 hours and funding in under 24 hours.”

Shmulik Fishman, CEO & Founder at Argyle

“Ocrolus is great at having both AI-powered systems as well as human-in-the-loop systems. Using these together has been a value add, because human-in-the-loop is an important extra layer of assurance—coupled with new technology around AI, it enables very fast verification.”

Jim Granat, President of Small Business at Enova

“Ocrolus technology elevated our bank statement analysis capabilities to the next level.”

Vishal Garg, Founder at Better

“Over 95% of documents that we have are processed through Ocrolus, and that dramatically changes the scalability of Better’s business.”

Bob Thompson, Chief Lending Officer at Eagle Community Credit Union

“Ocrolus has made everything faster and easier, It saves time, reduces errors and gives us confidence in what we’re presenting to decision-makers. Technology is evolving quickly and credit unions have to adapt. The faster we can review applications using AI, the better we can serve members and stay competitive.”

Mike Borak, Senior Vice President of Direct Sales at Kapitus

“The ability to quickly identify cash flow trends, identify potential fraud and provide fast, data-driven offers has been a game changer for us. Ocrolus has played a significant role in improving our portfolio performance over the last 3-5 years.”